Supercharging Small Business Cash Flow
Billia wants to enable newcomer SMBs to improve their cashflow despite lack of credit data in Canada
Huge Opportunity
SMBs Have Cashflow Problem
- Nearly 40% of small businesses would have to close their doors within two months if cash flow dried up today;
- 74% of SMBs experienced cash flow issue in the past year

Inclusive Opportunity
Inclusive AP and AR Monetization
- Billia wants to enable newcomer SMBs to improve their cashflow despite lack of credit data in Canada;
- AR monetization means giving customers credit but still having the required cashflow to operate efficiently;
- AP monetization means, get discount on purchases, close better deals and build credit with sellers
Get paid the same day
Combined risk analysis for SMBs
Small- and medium-sized businesses are significant contributors to the Canadian economy.
Out of the 50,000 Canadian establishments that exported goods in 2019, 97.4% were SMBs.
Recent immigrants were more likely to enter business ownership than Canadian-born individuals.
Chatbot
Combined risk analysis method for SMBs and immigrant profiles enable inclusive business loans to all SMB owners
Artificial Intelligence
A unique credit score for each SMB and newcomer based on their profile, performance, and financial data is created
Integration
Billia manages payments of AR and AP, interest payment and integrates with accounting solutions
Automation
To expedite the processing and enable quick approval, a chatbot is used to automatically evaluate the evaluation of invoices
Billia
Enable SMBs by giving them the cashflow to operate efficiently and get better deals for their business
About Us
We are Accountants and Financial Managers
Our Mission
Supporting SMBs to build resilience
Our Offering
Monetization of SMB invoices
Why Join Billia
Billia offers innovative financial solutions tailored to small and medium-sized businesses. By leveraging AI-driven credit scoring and seamless integration with your accounting systems, we help you maintain a healthy cash flow. Join us today to ensure your business thrives!
Fast and Reliable Support
At Billia, we understand the urgency of maintaining a steady cash flow. Our platform provides quick approval and same-day payments to keep your business running smoothly. Fill out the form to get started with our reliable financial solutions.
Empower Your Business
Billia is here to empower your small business with financial tools designed to overcome cash flow challenges. Whether you’re a newcomer or an established business, our inclusive services ensure you have access to the credit you need. Complete the form to learn more.
we will assist you 24/7
Quick Contact
Head Office
- Yonge Eglinton Centre | 2300 Yonge Street | 16th Floor | Toronto | ON M4P 1E4Canada
- 416 447 8151
- info@billia.ca
The Founder
- Majid Asadi Safa